Until April 16

• 2-phase insurance against soil moisture deficit: Cereal crops
• 3-phase insurance against soil moisture deficit: Cereal crops

Until May 14

• 2-phase insurance against soil moisture deficit: Oilseed crops
• 3-phase insurance against soil moisture deficit: Oilseed crops

Until July 14

• Excess soil moisture: Cereal and oilseed crops
• Soil moisture deficit: Winter crops

Rates vary for different insurance products:

• insurance against excess soil moisture (rain) – 3.0%
• winter crop insurance – 4.8% (moisture deficit)
• 3-phase drought insurance – 6.1%
• 2-phase drought insurance – 4,0%
• pasture insurance – 3.2%

The government subsidizes 80% of the cost of the insurance premium – that is, the insurance payment that the policyholder (farmer) must pay to the insurer under the contract.

• cereals: spring oats, soft spring wheat, hard spring wheat, spring barley, corn
• oilseeds: flax, sunflower, spring rapeseed
• winter crops

Insurance products vary for different crops because:

1. different vegetation periods: oilseeds emerge one month later than cereals
2. different cultivation technology and cost standards per hectare (standards are calculated by the Ministry of Agriculture of the Republic of Kazakhstan separately for each region)

The difference is in the insurance coverage period: from 15.05 to 14.08 for 3-phase insurance, and from 15.06 to 14.08 for 2-phase insurance.

This is a digital value of soil moisture level, which will be used to measure moisture deficit/excess. Triggers are calculated individually for each area and are already embedded in the system, based on historical soil moisture data in each area. Thus, when submitting an application, the system sees your data and applies the triggers for your area. Triggers are approved by the government through the Agroinsurance Operator (ACC).
The farmer can observe all the necessary indicators (drought, excess moisture, wind speed, etc.) for their area in their personal account in the form of diagrams.

The occurrence of an insured event is determined by the results of satellite monitoring. For example, in case of soil moisture deficit (drought) – the indicators did not reach the established minimum trigger, then at the end of the phase the farmer receives a notification of the insured event occurrence.
In the personal account, the farmer needs to sign the notification of the insured event occurrence and receive the insurance payout within 20 working days.

You can view data for your area, but monitoring is not done for individual fields
View

1. Log into the policyholder's account
2. Go to the "Balance" section
3. Review all account transactions and click the "Return" button
4. Enter the amount to be withdrawn
5. Select banking details
6. Click the "Next" button and review the application
7. Sign the action with an EDS

The transfer will be made within one business day
Video instruction

It is necessary to check if the crop rotation orders have been fulfilled. Also, check if the planted crop is subject to insurance under the selected insurance product. For example, the crop "spring barley for feed" is not subject to insurance under the "Oilseeds" product.